Dual investment combines a stated reward with conditional conversion between two assets at a target price and settlement date. Users normally subscribe with one asset; the terms determine which asset they receive at maturity. It is not equivalent to simultaneously buying equal amounts of two cryptocurrencies.
How the settlement asset changes
In a typical buy-low structure, a user deposits a stablecoin. If the specified fixing price is at or below the target at settlement, the amount due converts into the chosen cryptocurrency at the target price; otherwise it remains in the deposited asset.
A typical sell-high structure reverses the direction: cryptocurrency converts into the paired settlement asset if the fixing price is at or above the target. Product rules define the observation method, reward calculation, and treatment of equality. Briefly touching the target earlier need not trigger conversion.
The quoted reward is not the total result
A buyer can receive crypto worth less than the amount committed, while a seller can forgo gains above the conversion price. The reward may not offset these outcomes. An annualized rate is not the return for the subscription period.
Early withdrawal may be restricted, and provider or contract risk remains. Settlement terms and market value together determine the final economic result.